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Iemas
offers a wide range of Financial Advisory Services and long-term insurance
products. These products include:
Comprehensive service of wealth creation and preservation to the high end of the market
Individuals that earn R480 000 per annum or more
Employed within the contracted Iemas employer groups
Professional advice from selected financial advisors
Covers the insured's life for an agreed amount
Cover remains
in force for life, provided premiums are paid
Premiums are
calculated on the basis of age and lifestyle
An agreed amount is paid out if the insured dies within an agreed period
An amount of money is paid out after an agreed period
The premium and
the investment returns determine the amount paid out
Risk cover can
be added
A predetermined amount is paid out if the insured loses the ability to earn an
income due to physical or other conditions
A predetermined
amount is paid out if the insured dies in an accident
A predetermined
amount is paid out if the insured is diagnosed with certain conditions such as
cancer or heart diseases
The insured
pays the future premium if the payer of the premiums dies
Can be regarded
as a private pension fund
The
contributions are tax deductible within certain limits
Except for a
small amount, the returns are taxable
The policy can
pay out only between the ages of 55 and 70
Only one third
can be taken in cash on maturity
With the two
thirds, a monthly income must be bought
The policy
cannot be used as security
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For more information contact:
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