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Why Iemas?  |  Why Iemas Business insurance?  |   Claim procedures  |  Iemas Assist Contact me for a quotation   
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Why Iemas Short-term insurance?

Annual cash bonus regardless of claims
Premium discounts for female drivers and pensioners
Excellent service and support via our Iemas contact centre
Iemas claims contact centre available – reporting your claim is just a phone call away
24 hour, 7 days a week vehicle accident support at your disposal
Various policy options underwritten by the leaders in the insurance market

Why Iemas Business insurance?

Annual cash bonus regardless of claims
Excellent service and support via our Iemas contact centre
 Various cover options underwritten by the leaders in the insurance market
 Expert advice at your premises

Claim Procedures

Service delivery of a high standard to all our policyholders is extremely important to us. Consequently, we want to process and finalise any claim covered by your policy honestly, fairly and as quickly as possible.

NB!
All incidents must be reported within 30 days after the incident at: 0861 102 300

In order to ensure speedy finalisation of your claim, we wish to draw your attention to the following:

Non-vehicle Incidents (e.g. burglary and/or damage to or loss of personal items)

Call 0861 102 300 - The claims consultant will ask you for the following information:

Your membership number / policy number
A full description of the loss / damage
The date of the incident
SAPS case number (therefore report the incident to your nearest SAPS office immediately)
Quotations (one per item) for replacement of lost or damage items (keep proof of purchase and manuals of lost items at hand)
For damaged items:
        What was the cause of the damage? (written confirmation by a supplier is required)
        Can the item be repaired? If not, one quotation for the replacement thereof is required
        Details of salvage
An ITC number (for lost / stolen cell phones): The instrument must first be blacklisted by the relevant service provider and an
     ITC number must be obtained.

Vehicle Incidents

Call 0861 102 300 (Available 24 hours for vehicle accidents) - The claims consultant will ask you for the following information:

 Your membership number / policy number
 A full description of the loss / damage
 The date of the incident
 SAPS case number (the incident must be reported to your nearest SAPS office within 24 hours)
 The identity document and drivers license of the person driving the vehicle during or just before the lost / damage occurred
 Full vehicle details (including financing details, where applicable)
 Quotations: In case of a collision - get one quotation from a panel-beater (no longer at the drive-in centre) for repairing the
     vehicle
 In case of car theft / hijackings or vehicle write-off, the following documents must be available:
        The original registration certificate
        De-registration and change of ownership
        The settlement amount as stated on a settlement notice form from the finance company

Motor Glass Claims

Motor glass / windscreen - have your membership number / policy number and name of your insurer at hand.

Contact: GLASS ON CALL at 086 1111 902, PG GLASS at 0860 03 03 03 or GLASFIT at 0860 123 423

In case of loss, the no-claim group on the policy will be adjusted.

Iemas Assist

1) Medical assistance

The following benefits are advisory services only:
Medical advice and information
Emergency telephonic advice and information, 24 hours, seven days a week
Referrals to crisis lines
Referrals to medical practitioners and facilities

The following benefits are on an access basis only (all costs are for the member’s account):
Emergency medical response to the scene of an incident
Emergency medical transportation to the nearest appropriate medical facility
Inter-hospital transfer
Medical repatriation
Escorted return of minors
Compassionate visits
Repatriation of mortal remains

* Please note: This cover is only valid for emergencies within the borders of South Africa.

2) Roadside assistance

Members have access to the following services in the event of a roadside emergency (limited up to R500 per incident):
Flat battery (jump start or replacement of battery for the member’s account)
Flat tyre (help with change of tyre)
Keys locked in vehicle (unlocking only)
Fuel assistance (limited to five liters per incident)
Minor roadside–running repairs (electrical, coil, immobilizer etc.)
Transmission of urgent messages

Tow-in service to the nearest approved dealership (if under warranty), repair centre or panelbeater in the event of:
Mechanical breakdown – covered up to R500
Electrical breakdown – covered up to R500
Accident damage – cost covered to the nearest approved panelbeater up to a limit of R1,850

For breakdowns more than 100km from home:
Overnight accommodation for the driver and four passengers – covered up to R500
                                                                                               or
24-hour, Group-B car rental – covered up to R500 (subject to availability and the driver being in possession of a valid credit card and driver’s license)
In the event of a member’s vehicle being left for repairs, we will pay up to R500 for 24-hour, Group-B car rental or a flight ticket to collect the vehicle after repairs. Alternatively, should the vehicle have been towed to a dealership closer to the member’s place of residence, we will supplement the additional tow costs with the costs of car rental.

Overall limit of R5000 per annum per policy holder

*Please note: This cover excludes all vehicles over 3 500kg, trailers, caravans and boats. A member will not be entitled to service where the vehicle is not in a roadworthy condition. Any costs incurred through arrangements made by the member without prior authorization shall not be reimbursed. Assistance is only available in South Africa, Lesotho and Swaziland.

3) HIV assistance

The HIV-protection treatment service ensures confidential testing and treatment within the 72-hour window period. It includes:
24-hour access to trauma counsellors, providing telephonic trauma counselling as well as counselling for post-traumatic stress disorder
Three psychiatric consultations with a specialist, which can be either a general practitioner, trauma-trained registered nurse or trauma counsellor
Three HIV-blood tests one immediately after the incident and the second and third at six weeks and three months respectively
Access to STD-preventative medication
Access to anti-retroviral or prophylactic therapy
Access to the “morning-after pill”

4) Travel

Receive discount of up to 20% on all travel arrangements made through our Travel desk
Airline discount up to 20%
Bus trip discount up to 20%
Car hire discount up to 20%
Cruise discount up to 20%
Golf discount up to 20%
Special rates for travel insurance
Hotels discount up to 20%
Tour operators discount up to 20%
Resorts up to 20%

5) Connect

Receive great discounts on airtime ordered through the call centre
Vodacom 10% discount
MTN 10% discount
Cell C 10% discount
Telkom 5% discount

6) Leisure

Magazines: Subscribe through to popular magazines through our call centre such as Getaway, Cosmopolitan, Men’s Health,
     Rooi Rose, You, Huisgenoot, Sarie, DIT and Your Family and get up to 50% discount
Movies: Receive a Ster-Kinekor Movie Club membership, free of charge
Entertainment: Pay exclusive prices on CD’s, DVD’s and Playstation games ordered through our call centre
Virgin Active: Pay no joining or pro-rata fees when joining Virgin Active, access more than 76 well–equipped, ultra-modern
     gyms nationwide

Speak to a consultant

 Any general enquiries will be attended to professionally

For any enquiries contact Iemas Assist at 0860 300 404

Articles

 Domestic employee cover - Caring for those who care for you and your family
 Difference in premiums based on risk
 Why do some people pay more for insurance?
 How to decide on an insurer!!
 Condensed versions of the OSTI articles
 Getting most out of your insurance
 Global warming and the effect on insurance
 Home owners insurance responsibility
 Iemas Assist Products
 Iemas third party claims
 Insurance in tough times
 Insurance regular drivers of vehicles
 SA women underestimate true cost of their wardrobe
 Save 5% on your monthly short-term insurance premium!
 Take care during the holidays

 

Iemas is an authorised financial services and credit provider – NCRCP 1332 / FSP 15815
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