Iemas - Vehicle Finance

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Iemas vehicle finance Finance the wheels of your dreams through Iemas with excellent interest rates and additional benefits.
	Excellent interest rates - taking into account that members receive a bonus on the total annual interest on vehicle finance (2011 = 13%); this means that the effective interest rate is reduced even further when it is compared with an identical rate of interest charged by other financing houses. (Please note that financing from prime -1% and more qualifies for the Iemas bonus)
	Pre-owned vehicles are financed up to the age of 8 years
	Private transactions are financed.
	Refinancing is available (taking over of existing vehicle financing loans from other banks or financing institutions)
	Iemas offers an insurance-based warranty in the form of a mechanical breakdown policy. Various packages are available at favorable rates
	Financing also available for boats, caravans, motorcycles, etc.
	Residual value financing also available
	Deposit not compulsory depending on the merit of the application

Vehicle finance value added products The following value added products are available with Iemas vehicle finance: Short-term insurance This insurance policy can cover your vehicle for a number of events. Theft and hijacking, damage due to accident, fire, hail, etc. You can also be covered for damage caused by you to other party's vehicle or property. For further assistance please phone our contact centre at 0860 102 383. Adcover To cover the possible shortfall between what the comprehensive insurance cover might pay and the settlement amount with the credit grantor. Warranty Additional mechanical cover after the initial warranty on the vehicle has expired. Maintenance Cover the cost of maintenance by paying a fixed monthly amount during the period of finance. Quotes are based on distance to be traveled and duration of contract. Service Plan Instead of paying for services as and when they occur, for a set monthly premium, all standard service items are paid for. Debt Protection / Credit Life Cover This is an additional policy to cover the debt owing to the credit grantor in the event of death or disability. Every day we are urged to ensure that we are adequately insured. But there are so many types of insurance e.g. bond insurance, short-term insurance, life insurance etc., that it is easy to become confused. For this reason it is important to understand the need for and benefits of credit life insurance, and especially the benefits offered by Iemas’s credit life insurance product.

Iemas is an authorised financial services and credit provider – NCRCP 1332 / FSP 15815
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